Ways to Give

Lifetime Gifts

Stocks and Bonds

A gift of your securities, including your stocks or bonds, is an easy way for you to make a gift. By making a gift of your appreciated securities, you can avoid paying capital gains tax that would otherwise be due if you sold these assets.

Real Estate

A gift of your real property (such as your home, vacation property, vacant land, farmland, or range or commercial property) can make a great gift. If you own appreciate real property, you can avoid paying capital gains tax by making a gift to us.

Retirement Assets

A gift of your retirement assets, such as a gift from your IRA, 401k, 403b, pension or other tax deferred plan, is an excellent way to make a gift. By making a gift of your retirement assets, you will help further our work.

Cash

A gift of cash is a simple and easy way for you to make a gift. You will receive a charitable tax deduction that will provide you with savings on this year’s tax return.

Insurance

A gift of your life insurance policy is an excellent way to make a gift to us. If your life insurance policy is no longer needed or will no longer benefit your survivors, consider making a g stocks and bonds.

A gift of your securities, including your stocks or bonds, is an easy way for you to make a gift. By making a gift of your appreciated securities, you can avoid paying capital gains tax that would otherwise be due if you sold these assets.

ift and help further our mission.

HOW TO BEGIN:

For more information about how a Charitable Bequest can work for you and your community, call the Youngstown Area Jewish Federation, Deborah L. Grinstein, Esq., Endowment Director at (330)746-3250, Ext. 175 or email at dgrinstein@jewishyoungstown.org or contact your personal financial advisor today.

DISCLAIMER: This material is presented for informative purposes only and should not be construed as legal, tax or financial advice. When considering gift planning strategies, you should always consult with your own legal, tax and financial advisors.

Charitable Bequests

You can make a gift that will endure the test of time.

Your Last Will and Testament is an important element in your estate plan that enables you to protect the people you love, create a lasting partnership with the Youngtown Area Jewish Federation and help ensure the future of the Jewish community. A statement about the things that were important to you in our lifetime, your Will is your formal, legal instrument to protect and ensure that commitment for future generations.

Can anything be more important? Yet, more than 60% of all Americans die without a Will.

Your charitable bequest may include cash, securities, insurance, or property. Your taxable estate is reduced by the total amount of the gift while you retain use of the assets during your lifetime.

A PROMISE FOR THE FUTURE

Not ready to create your personal legacy but do know that you want to do so in the future? You can declare your intention to establish a charitable bequest to express your enduring commitment to your Jewish community by signing a Declaration of Intent today.

While not a legal document, your Declaration of Intent is your promise to include your Jewish Federation in your estate plan.

For more information about a charitable bequest to your Federation and your community, or to sign your Declaration of Intent, call the Youngtown Area Jewish Federation Endowment Director or your personal financial advisor today.

HOW TO BEGIN:

For more information about how a Charitable Bequest can work for you and your community, call the Youngstown Area Jewish Federation, Deborah L. Grinstein, Esq., Endowment Director at (330)746-3250, Ext. 175 or email at dgrinstein@jewishyoungstown.org or contact your personal financial advisor today.

DISCLAIMER: This material is presented for informative purposes only and should not be construed as legal, tax or financial advice. When considering gift planning strategies, you should always consult with your own legal, tax and financial advisors.

Charitable Gift Annuity

Income for Life

A charitable gift annuity is a contract between you and your federation foundation that provides you and/or another person with an income for life. In exchange for your irrevocable transfer of cash or marketable securities, you or the beneficiary will be paid a fixed sum each year for life.

At the expiration of benefits, you have left a permanent legacy as a link to our people’s continuous tradition of tzedakah and Klal Yisrael.

What Are the Benefits to You?

  • Income stream of fixed annual amount
  • Tax deduction for the gift portion
  • Can be used to establish an unrestricted gift or a designated gift
  • Assets can be used by the Youngstown Area Jewish Federation endowment fund after your lifetime
  • Simple giving instrument

For more information about how Charitable Gift Annuity can work for you and your community, call the Youngstown Area Jewish Federation, Deborah L. Grinstein, Esq., Endowment Director at (330)746-3250, Ext. 175 or email at dgrinstein@jewishyoungstown.org or contact your personal financial advisor today.

DISCLAIMER:  This material is presented for informative purposes only and should not be construed as legal, tax or financial advice. When considering gift planning strategies, you should always consult with your own legal, tax and financial advisors.

Charitable Remainder Trust

INCOME FOR LIFE

A charitable remainder trust is a creative way to create a lasting legacy in your name and receive income from the trust for life or for a specified number of years. Upon expiration of that term, the remainder of the trust goes toward the philanthropic purposes established by you at its creation.

Your charitable remainder trust can be designed as either an Annuity Trust, with a fixed annual payment to you, or as a Unitrust, in which case you are paid a percentage of the value of the assets.

WHAT ARE THE BENEFITS TO YOU?

  • Annual income for you, a spouse or someone you designate
  • You receive an immediate tax deduction at the time the trust is created
  • You incur no immediate capital gains tax on the transfer of appreciated assets
  • You save estate taxes when these assets are removed from your taxable estate
  • You achieve your long-term charitable objectives through the creation of a permanent legacy

HOW TO BEGIN:

For more information about how a Charitable Remainder Trust can work for you and your community, call the Youngstown Area Jewish Federation, Deborah L. Grinstein, Esq. Endowment Director at (330) 746-3250, Ext. 175 or email at dgrinstein@jewishyoungstown.org or contact your personal financial advisor today.

DISCLAIMER: This material is presented for informative purposes only and should not be construed as legal, tax or financial advice. When considering gift planning strategies, you should always consult with your own legal, tax and financial advisors.

Charitable Lead Trust

INCOME FOR LIFE

A charitable lead trust minimizes estate taxes on assets you intend to leave to your children or grandchildren, particularly when those assets are expected to appreciate.

After transferring your assets, the charitable lead trust provides fixed amount payments to your federation endowment/foundation for a specific term of years or for your lifetime. Thereafter, the trust’s principal passes on to your heirs or beneficiaries.

Additional appreciation of assets is not subject to estate taxes for the term of the trust.

WHAT ARE THE BENEFITS TO YOU?

*Reduces taxes that would otherwise be due on assets left to children and grandchildren

*Allows donor to make a substantial charitable gift over a period of years until major assets are passed on

HOW TO BEGIN:

For more information about how Charitable Lead Trust can work for you and your community, call the Youngstown Area Jewish Federation, Deborah L. Grinstein, Esq., Endowment Director at (330) 746-3250, Ext. 175 or e-mail at dgrinstein@jewishyoungstown.org or contact your personal financial advisor today.

 

DISCLAIMER:  This material is presented for informative purposes only and should not be construed as legal, tax or financial advice. When considering gift planning strategies, you should always consult with your own legal, tax and financial advisors.

 

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